Disclaimer
Last updated: May 13, 2026General Disclaimer
This Disclaimer applies to the use of CashFlow Academy and its content. We provide information, courses, and materials for general educational and informational purposes only. The content on our platform is designed to help individuals understand personal finance management and household cash flow optimization principles applicable in Wan Chai and beyond.
We make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the information contained in our courses. Any reliance you place on such information is strictly at your own risk. We disclaim all liability and responsibility arising from any reliance placed on such materials by you or any other visitor to our platform.
No Professional Advice
The courses and materials provided are educational in nature and should not be construed as professional financial, legal, tax, or investment advice. We are not licensed financial advisors, accountants, or legal professionals. The information presented reflects general principles and best practices in personal finance management.
Before making any financial decisions regarding your household cash flow, investments, or major financial commitments, we strongly recommend consulting with qualified professionals including financial advisors, tax specialists, or legal counsel. Your individual financial situation is unique, and professional guidance tailored to your specific circumstances is essential for sound decision-making.
Limitation of Liability
To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or opportunity, arising from or in connection with your use of our courses or materials. This limitation applies regardless of whether we have been advised of the possibility of such damages.
- We are not responsible for financial losses or poor outcomes resulting from implementing course content
- We disclaim liability for technical errors, interruptions, or unavailability of our platform
- We are not liable for third-party content or external resources referenced in our materials
- Our total liability for any claims shall not exceed the amount paid for course enrollment
Changes to This Disclaimer
We may update this Disclaimer at any time to reflect changes in our practices, technology, legal requirements, or other factors. Your continued use of our platform following such modifications constitutes your acceptance of the updated terms. We recommend reviewing this Disclaimer periodically to stay informed of any changes.