Privacy Policy

Last updated: May 13, 2026

This Privacy Policy describes how CashFlow Academy collects and uses your personal information. We are committed to protecting your privacy and handling your data responsibly.

Information We Collect

We collect various types of information to provide and improve our services. This includes information you voluntarily provide when registering for courses, enrolling in programs, or contacting us with inquiries.

When you visit our website, we automatically collect certain data about your browsing activity, including pages viewed, time spent on our site, and device information. We may also collect information through forms you complete, such as your name, email address, phone number, and course preferences related to household cash flow optimization and personal finance management.

• Personal identification information (name, email, phone)
• Course enrollment and participation data
• Device and browser information
• Usage analytics and browsing patterns
• Payment information for course purchases

How We Use Your Information

We use your personal information to deliver our personal finance management courses and household cash flow optimization programs. Your data helps us provide better educational content, personalize your learning experience, and communicate course updates and relevant financial education resources.

We may use your information to send administrative communications, course materials, and newsletters about new courses or services. We analyze usage data to understand how our programs are being used and to continuously improve our educational offerings. We never sell or share your personal information with third parties without your explicit consent.

Your Rights

You have important rights regarding your personal information. You can request access to the data we hold about you, correct any inaccurate information, or request deletion of your data subject to legal requirements. You may also opt out of marketing communications at any time by following the unsubscribe instructions in any email we send.

If you have concerns about how we handle your data, you can contact us directly. We will respond to requests within 30 days. Residents of Hong Kong and other jurisdictions may have additional rights under applicable data protection laws.

Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your browsing experience on our website. These help us remember your preferences, understand how you use our courses, and provide personalized content. You can control cookie settings through your browser, though some features may not function properly if cookies are disabled.

We use both session and persistent cookies. Session cookies expire when you close your browser, while persistent cookies remain until they expire or you delete them. We do not use cookies to track your activity across other websites, and we do not share cookie data with external advertisers.

Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, or disclosure. Our systems use encryption for sensitive data transmission, and we maintain strict access controls to limit who can view your information.

While we strive to protect your data, no security system is completely foolproof. We recommend using strong passwords, maintaining the confidentiality of your login credentials, and reporting any suspicious activity immediately. We regularly review our security practices to ensure they meet current standards.

Updates to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. We will notify you of significant changes by posting the updated policy on our website and updating the “Last updated” date. Your continued use of our services following any changes constitutes your acceptance of the updated Privacy Policy.